DOI: 10.5937/jaes12-6098
This is an open access article distributed under the CC BY-NC-ND 4.0 terms and conditions.
Volume 12 article 286 pages: 137-144
Natural disasters may
have a catastrophic impact on the lives of people, company operations and
property. The impacts of these disasters fall into the category of natural
hazards and belong to stan- dard insurance policies; however, they are
problematic from the point of view of the varying degree of risk facing the
insured objects in different locations. The objective of this paper is to
discuss and assess the potential of applying risks zoning to the Czech Republic
on the examples of the selected natural hazards of floods, snow load, windstorm
and hailstorm. The assessment is conducted us- ing available statistical data
and a severity index. It is concluded that after the flood hazard, it is the
combined risk of windstorm and hailstorm which has the biggest potential for
the introduction of risk zoning for insurance purposes.
Brno University of
Technology, Faculty of Civil engineering; Project number: FAST-S-14-2488;
Project title: Effective management of processes in construction.
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